Public Liability Insurance
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Insurance is one of the most regular questions I get asked about.
Here is the answers I gave to get this insurance.
I will give you a Q&A of the type of questions I was asked, and the answers I gave to help you.
I wanted public liability insurance as a freelance hairdresser, with 14 months of experience.
I would work from home and other peoples homes.
I was to be a sole trader
I was to be insured to £1,000,000.00 (one million)
No other specific needs, such as loss of stock or earnings
No hiring of sun-beds
In the last 5 years, I have made no claims
The company name would just be my name
Approximate earnings of £12,000.00 - £15,000.00
I would not be working with asbestos, petrol of gas
I had no legal disputes with any companies or individuals
This brought back 5 quotes ranging from £52.50 - £136.50
The lowest was not compatible as it wanted me to have 2 years experience, but the 4 others had no stipulations.
I hope this information helps you gain this insurance
John Mcloughlin.
PS the insurance group is: insurance-for-business.co.uk
Telephone number is Call 0845 026 1018
